FLC INSURANCE SUMMIT

Florida League of Cities

FLC-Ins-Summit-Logo-Blue-Rectangle 

The 2024 Florida League of Cities’ Insurance Summit will be held at the Hilton Orlando Buena Vista Palace (Disney Springs) on April 16-18. Please Note: This a a new location as of March 25, 2024. 


Join us in Orlando for the Florida League of Cities’ second annual Insurance Summit! This event will provide relevant training and education to public entity staff responsible for insurance, risk management and human resources. The Insurance Summit will also inform attendees of the state of the Florida insurance market, with a focus on the current property and casualty insurance and health insurance markets.

The tentative agenda is listed below. Register Online

Schedule at a Glance* 

Tuesday, April 16

Title Time Location
Registration Desk Open 3:00 p.m. - 6:30 p.m. TBD
Welcome Reception 5:30 p.m. – 6:30 p.m. TBD
Dinner 7:00 p.m. - 9:00 p.m. House of Blues

Wednesday, April 17

Title Time Location
Continental Breakfast 8:00 a.m. - 8:45 a.m. TBD
Registration Desk Open 8:00 a.m. - 5:00 p.m. TBD
Welcome and Introductions 8:45 a.m. - 9:00 a.m. TBD
Opening General Session – Property and Casualty Insurance Market Update

Last year brought one of the most challenging property insurance markets since the mid-2000s. Casualty coverages, such as liability and workers’ compensation, have experienced more stability in recent years; however, wage inflation has been pushing insurable casualty exposures (and, in turn, premiums) higher. What’s currently happening in the property and casualty insurance marketplace, and what is the market outlook? This session, presented by property and casualty experts, will keep you informed on the current insurance market and what’s to come.

9:00 a.m. - 10:15 a.m. TBD
CONCURRENT SESSION: Insurance ABC's
For many, insurance is a requirement and a "cost of doing business" - that is, until you have a claim. Understanding your insurance policy, as well as your responsibilities for reporting losses and your role in the claim investigation process, are helpful to understand before you have a claim. In this session, you will learn these roles and responsibilities as well as some basic insurance tools and concepts including navigating your policy and understanding your deductibles and limits for various property and casualty coverages. 
10:30 a.m. - 11:20 a.m. TBD
CONCURRENT SESSION: Risk Management Techniques

Key benefits of the Insurance Summit include networking and sharing best practices with one another. Facilitating member-to-member connections and enhancing risk management techniques across the state benefit us all. This session will share risk management techniques from local governments with award-winning programs. Learn how your peers have taken a focused and creative approach to addressing risk and safety management, and take a few ideas home that will elevate your game in risk management implementation, innovation and leadership.

10:30 a.m. - 11:20 a.m. TBD
Networking Lunch
11:30 a.m. - 12:30 p.m. TBD
General Session - Legislative Update

As legislation changes, local governments must adapt to comply with new laws and regulations. This session will review insurance-related legislative changes from recent years, including the 2024 Legislative Session. You will gain an understanding of legislation that passed, legislation that failed and their implications for your organization and Florida’s insurance market.

12:40 p.m. - 1:40 p.m. TBD
CONCURRENT SESSION: Well-being, Weight Loss and Diabetes: Are You Down with GLP?

Glucagon-like peptides (or GLP-1s), such as Ozempic and Wegovy, have created a lot of buzz and controversy in the weight loss and diabetes prevention/management healthcare space. Advantages and disadvantages continue to be weighed, and questions remain without definitive answers. Does it make sense long term? What about the side effects? Do the costs have a positive ROI on your health plan? At this session, experts from healthcare consulting firm WTW (formerly Willis Towers Watson) and well-being powerhouse WebMD will discuss the good, the bad and the ugly relating to the GLP-1 craze.

1:50 p.m. - 2:40 p.m. TBD
CONCURRENT SESSION: Managing Your Property Schedule to Maximize Coverage and Explore Savings Opportunities
In the wake of one of the most challenging property insurance markets in decades, it is critically important to understand your property insurance schedule and manage risk while balancing the cost of property insurance. Effective risk selection, or the process many local governments employ to balance property insurance coverage with government-owned property assets, is key to maximizing insurance coverage and managing insurance costs. This session will include a dialogue among property appraisal experts, insurance agents and local government risk management staff, where they will discuss strategies to effectively manage property schedules to maximize insurance coverage and explore opportunities for savings.
1:50 p.m. - 2:40 p.m. TBD
Refreshment and Networking Break 2:40 p.m. - 3:10 p.m. TBD
CONCURRENT SESSION: Book ’Em, Danno! Insurance Fraud and Subrogation 101
Nationally, insurance fraud is estimated to cost over $300 billion annually – which directly increases insurance rates and indirectly raises prices of goods and services. Who pays for these bad actors? Ultimately, the consumer and taxpayer – all of us! Insurance carriers have fraud investigation units to assist in investigating and prosecuting insurance fraud, but it all starts with identification of potential fraud. And while insurance adjusters are trained to look for potential red flags, the best leads often come from the members and/or co-workers. This session will inform you about workers’ compensation insurance fraud and how an employer and its insurance carrier can make an effective “tag team” to combat fraud and assist with subrogation recoveries.
3:10 p.m. - 4:00 p.m. TBD
CONCURRENT SESSION: Cybersecurity: What's Your Status?
Over the past decade, cyberattacks have been increasing in frequency and severity. The Florida Legislature has passed certain laws to ensure that all local governments meet minimum cybersecurity standards. Depending on your population size, these laws became effective January 1, 2024, or will become effective January 1, 2025. What’s your status as it relates to meeting these standards? This session, presented by cybersecurity experts from Cyber Florida, will examine the latest and best cybersecurity practices and identify resources to give you confidence in cybersecurity standards and know your organization is secure.
3:10 p.m. - 4:00 p.m. TBD
CONCURRENT SESSION: First Amendment Audits: Don’t Get Got by the “Gotcha Game”

A phenomenon called “First Amendment audits,” where citizens put local governments to the test of First Amendment rights, is sweeping the nation. These “auditors” can show up anywhere  – often at city hall or in an encounter with law enforcement. Can you designate certain buildings or facilities as “off-limits?” It depends. So, what access do First Amendment auditors really have? This session will explore location-based categories, such as traditional public forums versus nonpublic forums. You will also learn about individual rights to film local government employees and/or officials. Come gain clarification on these and other questions related to this evolving issue.

4:10 p.m. - 5:00 p.m. TBD
CONCURRENT SESSION: Florida Risk Pools vs. Traditional Insurance Carriers
Florida "risk pools" were first established almost 50 years ago when the traditional insurance market pulled away from insuring local governments, where risk pools stepped in to provide necessary insurance coverages to local governments throughout the state. What are the key differences between a risk pool and a traditional insurance carrier? What key factors - financial, operational and otherwise - make one risk pool different from another? This session will help you understand why risk pools are relevant and what makes risk pools different - from traditional carriers and from one another.
4:10 p.m. - 5:00 p.m. TBD
Reception and Dinner 6:30 p.m. - 8:30 p.m. TBD

Thursday, April 18

Title Time Location
Registration Desk Open 7:45 a.m. - 11:00 a.m. TBD
Breakfast Workshop with Your Peers

Grab some breakfast and get ready to network with your peers and digest current trends and key topics in separate breakfast workshops one for human resources and one for risk management. With input from you and your peers, Florida League of Cities staff will facilitate a group discussion on a variety of HR- and risk-related topics. Learn from your peers about current challenges and solutions facing your organization and other similar organizations. Equally importantly, continue your educational journey beyond the Insurance Summit by expanding your network with similarly focused local government practitioners.

8:00 a.m. - 9:30 a.m. TBD
Checkout and Return 9:30 a.m. - 10:00 a.m. TBD
General Session – 2024 Healthcare Perspectives: BOTH Employer and Employee

Recent focus has been on the property insurance “hard market” due to rising rates and premiums. But for many local government employers, the cost of health insurance and other employee benefits continues to be the largest annual insurance budget line item. What should you expect in healthcare and employee benefits in 2024? This general session will cover the employer and employee perspectives on various benefit programs with a focus on healthcare. Experts from a nationally recognized healthcare brokerage, consulting and actuarial firm will share their 2024 healthcare and benefits insights.

10:00 a.m. - 11:00 a.m. TBD
CONCURRENT SESSION: It’s all Fun and Games Until Someone Calls HR

HR professionals are charged with maintaining a workplace that emphasizes the performance expectations and structure of the employer while acquiring, training and valuing the individuals who constitute the workforce. This balancing act is further challenged by the ever-changing and fast-paced world of laws, rules and regulations impacting the workforce. Never fear; the Employment Law Advisor is here to help HR professionals effectively handle issues as they arise and reduce the risk of liability. Join us as a leading Florida employment lawyer discusses some of the hot topics in labor and employment law affecting local governments.

11:10 a.m. - 12:00 p.m. TBD
CONCURRENT SESSION: Objection, Your Honor! Understanding the Litigation Perspectives of Defense Counsel vs. Plaintiff Attorneys
Allegations of local government negligence can lead to claims and often costly litigation. Was the government negligent? It’s often a matter of perspective between the member and insurer (and defense counsel) and the plaintiff (and plaintiff’s attorney). But what are those perspectives, and how can two opposing views come from one set of facts and circumstances? In this session, you will hear a lively debate and case presentation between two attorneys from opposite ends of the legal spectrum. This session will also explore Florida’s 2023 tort reform laws and what the future might hold for litigation throughout the state.
11:10 a.m. - 12:00 p.m. TBD
Closing Lunch

At this closing lunch, we will present awards and recognize public entities for outstanding achievements in risk management.

12:00 p.m. - 1:00 p.m. TBD

*Schedule is tentative and subject to change. 


The 2023 Florida League of Cities’ Insurance Summit was held May 17-19 in Fort Myers. Presentations from the summit are available for viewing and downloading below.